ConsultationPersonal & Corporate Financial Management

Personal & Corporate Financial Management

At Radix Management Consulting, we recognise that financial fitness at the individual level directly influences organisational performance. We provide integrated advisory and capacity-building services that strengthen personal financial habits and elevate corporate financial management practices—driving stability, compliance, and sustainable growth.

A. Personal Financial Management

We deliver practical, outcomes-focused training that equips employees with the skills and discipline to manage income, spending, saving, and investing with confidence.

• Budgeting & Expense Tracking: Build realistic budgets, track spend, and prioritise essentials.
• Savings & Investments: Establish emergency funds and choose suitable investment options with clear risk/return awareness.
• Debt Management: Strategies to reduce debt, restructure repayments, and avoid predatory credit.
• Goal Setting: Short-, medium-, and long-term targets (e.g., education, home purchase, business capital).
• Retirement Planning: Start early, automate contributions, and align products with time horizons.

The result: reduced financial stress, better focus at work, and improved productivity across the organisation.

B. Corporate Financial Management

We strengthen institutional financial systems so leaders can make timely, data-driven decisions that protect cash flow and support strategic growth.

• Financial Planning & Forecasting: Translate strategy into rolling budgets and scenario-based forecasts.
• Cash Flow Management: Optimise receivables/payables cycles and liquidity buffers.
• Accounting & Record-Keeping: Accurate, timely financials to inform decisions and ensure audit readiness.
• Cost Control & Efficiency: Identify leakage, set KPIs, and institutionalise spend discipline.
• Compliance & Reporting: Tax alignment, statutory filings, and adherence to relevant standards.
• Investment & Capital Allocation: Evaluate opportunities, manage risk, and prioritise ROI.

C. Linking Personal & Corporate Financial Health

We offer combined programs for staff and leadership that connect personal money habits with corporate outcomes. Financially secure teams are more engaged, innovative, and resilient—leading to stronger cash discipline, fewer payroll-related pressures, and higher organisational performance.

Delivery & Ongoing Support

• Workshops & Clinics: Interactive sessions tailored to employee segments and management tiers.
• Toolkits & Templates: Budget sheets, goal planners, policy checklists, and reporting packs.
• Advisory Retainers: On-call guidance for leadership during budgeting, audits, and board cycles.
• M&E for Finance Training: Simple indicators to track behaviour change and ROI of interventions.